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Savings/Checking Fees
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To open account |
No charge |
|
Minimum Balance Fee
(Balance in Share Savings drops below
$25 at any point during the month) |
$7/month |
|
Overdraft Protection Transfer to cover
item in Checking/Share Draft |
$1/item |
|
Inactive Account Fee (No activity for
at least 12 months) |
$1/month
Balance Less than $1000 |
|
Account Closure Fee (If closed voluntarily) |
$25/first 30 days
$5/first 90 days |
|
Overdraft Fee (NSF) |
$30/per item |
|
Returned Item Fee |
$10/per item |
|
Stop Payment Fee |
$15/request |
|
Courtesy Pay |
$30/item |
|
Check Printing Fee |
First Box Free otherwise Prices may very depending on style |
|
Uncollected Funds |
$10/item if paid |
|
Christmas Club Account withdrawls (if prior to November 1st or after December 31st) |
$5/withdrawal |
|
Minimum balance Fee - Money Market
(Balance in Money Market drops below $2000
at any point during the month) |
$10/month |
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Service Fees
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Statement Delivery Fee
|
$3/delivery
|
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Account Reconciliation
|
$15/hour
|
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Account Research
|
$25/hour
|
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Items sent for Collection
|
$25/item
|
|
Foreign Item Collection Fee
|
$10/item
|
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Wire Transfer
|
$10 for Domestic
$35 for International
|
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Paid Items (cancelled check, paid cashiers checks)
|
$3/copy
|
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Statement Copies
|
$1/page
|
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Statement returned (bad address)
|
$2.00
|
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Money Order
|
$1/order
|
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Cashier Check
|
$3/check
|
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Travelers Check
|
1% of order
|
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Bank Check - Non Member
|
$5
|
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Cash Advance - Non Member
|
$5
|
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EFT Services
|
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Audio Response(MAX) |
No Charge |
|
Online Banking |
No Charge |
|
ATM Insufficient Withdrawal |
$30 each |
|
Non CU24 CUHERE ATM use |
$1/transaction or inquiry |
|
Replacement ATM/Debit Card |
$5/card |
|
PIN Replacement |
$3/PIN |
|
ACH Insufficient Withdrawal |
$30/item |
|
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Share Value
|
|
Par Value of one share
(minimum 5 shares required) |
$5 |
|
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Lending/Credit Card Fees:
|
|
Consumer Loan Late Fee
(assessed after 10 days from due date) |
$25.00 |
|
Loan Return Payment Fee |
$10/item |
|
Credit Card Late Fee
(assessed after 10 days from due date) |
$25.00 |
|
Credit Card Over Limit Fee |
$25.00 |
|
Credit Card Replacement Fee |
$5.00 |
|
Credit Card Return Payment Fee |
$30/item |
|
Credit Card Document Fee
(sales draft statement) |
$5/copy |
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Mortgage Fees
|
|
|
Mortgage Late Fee payment
(assessed after 15 days after due date) |
5% of overdue payment |
|
HELOC Late Fee
(assessed after 16 days after due date) |
$25.00 |
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