Florida Hospital Credit Union now offers Card Valet; A mobile app that offers a convenient way to manage your FHCU Visa Debit card.
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. You can also establish these controls by merchant or location. The flexible app lets you change these parameters any time, with ease via your smart phone.
Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.
A lost or stolen card is just one area of concern in today’s world where Identity theft, skimming and other attacks are an unfortunate reality. Turning your FHCU debit card off when you’re not using it helps safeguard against fraud, as no withdrawals or purchases will be approved. Subsequently when turned ON, transactions will be allowed in accordance with your usage control settings.
Alerts can also be set up to inform you of specific types of transactions. CardValet can send an alert when a FHCU VISA® Debit Card is used, in a specific region or at a certain merchant type, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. The alert is sent in real-time, immediately after the transaction has taken place or has been declined.
Please note that you will still need to contact FHCU if you are traveling out of the country for you to use your card. This is an added security measure for your protection.
Review Balances and Transactions
View real-time balances as well as transactions related to your FHCU VISA® Debit Card. Including pending, posted and denied, plus merchant name and dollar amount. Tag or add memos to your transactions.