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Florida Hospital Credit Union
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Regulation D

Regulation D (Reg-D) is defined as a transaction that is done without a member present at a branch or ATM location. This regulation limits you to six Reg-D transactions per month from each share savings account.

Reg-D transactions include:

  • CuTalk transfers and withdrawals,
  • Online transfers through It's Me 247,
  • overdraft protection transfers,
  • transfers done over the phone with our member service line, and
  • ACH withdrawals (Preauthorized debits).

There is no limit to transfers or withdrawals done in person, by ATM, or those made from a checking account.

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